Bank-independent mortgage and financing
Hevér Károly — bank-independent mortgage expert, real-estate agent. Only one thing matters to me: that the best offer is born for you.
mortgages closed
corporate credit deals
industry experience
of own business
in financing disbursed
About me
I graduated from the Faculty of International Trade at Budapest Business University. During my university years I already started working as a sales professional and continued after graduation — years in B2B, where I learned how to truly listen to a client, explain complex solutions in plain language and build trust. That background is still there in every negotiation today.
Lending was not a planned career change but love at first sight. Seven years ago I joined my aunt's decades-old bank-independent corporate credit advisory firm as sales lead. There I learned every detail of the trade — the banking logic, the client-side thinking, and how a well-chosen loan can change someone's life. I fell in love. Five years ago I founded my own company to do this work by my own standards.
I deliberately remained bank-independent: I don't care which bank I sell more loans to. Only one thing matters — that the best offer is born for you. That is exactly why I can promise this: I have the whole market in view, so you don't have to.
Alongside lending I have been actively present in the Budapest property market in recent years, mainly working with inner-city flats. I already have experience with close to 100 property sales and lettings and approximately more than 100 flats managed in parallel.

Process
How I work — from planning to disbursement
I get to know your goals, financial situation and options. Not a template questionnaire — a real conversation that reveals the best direction. We already avoid here the dead-ends many only run into months later.
Where I help
Home & mortgage loans
Corporate financing
Tailored loan packages
Loan optimisation
Grant-based financing
End-to-end administration
The journey here
Background and experience

Budapest Business University, Faculty of International Trade

Multiple years of B2B sales experience
Starting already during university — negotiation, building trust, client handling.

My aunt's decades-old bank-independent corporate credit advisory firm — sales lead
This is where I learned the credit profession — and where the love story began.

Founded my own credit advisory firm
Independent, client-first advisory by my own standards.